Bank of India (BOI), a leading Public Sector Bank, has released an official recruitment notification (Project No. 2026-27/01) for the recruitment of Credit Officers in the General Banking Officer (GBO) stream across various scales. Eligible candidates who are ready to work anywhere in India can submit their applications online through the official Bank of India website.

Bank of India Credit Officers Recruitment 2026 Overview

Job Attribute	Details
Organization Name	Bank of India (BOI)
Project Notification Number	Project No. 2026-27/01
Post Name	Credit Officers (GBO Stream)
Total Vacancies	779 Posts (Includes 475 backlog vacancies)
Short Education	Graduate (Requisite eligibility details specified in Annexure-I)
Application Mode	Online Only
Official Website	www.bankofindia.bank.in

Important Dates for Bank of India Credit Officers Recruitment

Notification Date: 01 June 2026
Online Application Start Date: 30 June 2026
Last Date to Apply Online: 20 July 2026
Tentative Date of Online Examination: Will be advised separately
Relevant Date for Age & Qualification: 01 June 2026

Bank of India Credit Officers Application Fee Details

SC / ST / PWD Candidates: Rs. 175/- (Intimation charges only, inclusive of GST).
General & Others Category: Rs. 850/- (Application fee + Intimation charges, inclusive of GST).
Payment Mode: Online mode only using Master/Visa/RuPay Credit cards, Debit cards, Internet Banking, Cash Cards/Mobile Wallets, QR, or UPI.
Refund Policy: Application fees or intimation charges, once paid, are non-refundable.

Bank of India Credit Officers Age Limit and Relaxations (As on 01/06/2026)

Post-Wise Age Criteria:

MMGS-II Grade: Minimum 25 Years and Maximum 32 Years.
MMGS-III Grade: Minimum 28 Years and Maximum 38 Years.
SMGS-IV Grade: Minimum 32 Years and Maximum 45 Years.
Age Calculator

Upper Age Relaxations:

Scheduled Caste / Scheduled Tribe (SC / ST): 5 Years.
Other Backward Classes (OBC – Non-Creamy Layer): 3 Years.
Persons With Benchmark Disabilities (PwBD): 10 Years.
Ex-Servicemen / Commissioned Officers: 5 Years.
Persons affected by the 1984 riots: 5 Years.

Bank of India Credit Officers Vacancy Details

The provisional scale-wise and category-wise distribution of the 779 vacancies is detailed below:

Category	MMGS-II	MMGS-III	SMGS-IV	Total Posts
SC	102	10	6	118
ST	52	5	2	59
OBC	180	16	9	205
EWS	69	8	3	80
GEN	274	22	21	317
TOTAL	677	61	41	779 Posts

Note: Out of the total pool, PwBD horizontal reservation consists of 8 vacancies for HI, 8 for OC, 8 for VI, and 7 vacancies for ID category.

Bank of India Credit Officers Educational Qualification Criteria

Basic Qualifications: Candidates must satisfy the minimum qualification and experience criteria fixed by the bank for the respective scales as of 01 June 2026. For Post-Wise Details, Click Here
Marks Relaxation: SC, ST, OBC, and PWD candidates applying for reserved categories get a 5% marks relaxation (i.e., minimum 55% instead of 60%) where minimum marks are stipulated.
Fraction Policy: Marks calculations must be rounded up to two decimal places; fractions will be ignored (e.g., 59.99% counts as less than 60%).
Application Limitation: A candidate can apply for only one post. If multiple entries are registered, only the latest completed form is considered.

Bank of India Credit Officers Pay Scale and Salary Structure

Selected candidates receive the basic pay along with other applicable allowances and perquisites:

Middle Management Grade Scale-II (MMGS-II): Rs. 64820 – 2340(1) – 67160 – 2680(10) – 93960.
Middle Management Grade Scale-III (MMGS-III): Rs. 85920 – 2680(5) – 99320 – 2980(2) – 105280.
Senior Management Grade Scale-IV (SMGS-IV): Rs. 102300 – 2980(4) – 114220 – 3360(2) – 120940.

Bank of India Credit Officers Selection Process Details

Initial Screening: Shortlisting will initially be done based on the eligibility documents uploaded during online registration.
Process Mode: Selection will be done via an Online Written Test and/or a Personal Interview phase, depending on the number of eligible applicants.
Final Merit weightage: If both rounds are conducted, the final score weightage ratio of the Online Exam to the Interview will be 70:30.
Tie-Breaking Rule: In case candidates score equal marks, the candidate senior in age will be placed higher in the merit sequence.
Security Deposit: Selected candidates must deposit a security amount refundable after 3 years of satisfactory service: Rs. 2,00,000/- for MMGS-II and Rs. 3,00,000/- for MMGS-III & SMGS-IV scales.

Bank of India Credit Officers Exam Pattern and Written Test Syllabus

If the bank conducts an online objective examination, the exam structure is detailed below:

Sr. No.	Name of the Tests	No. of Questions	Maximum Marks	Duration
1	English Language	25	25	Composite Time of 120 Minutes
2	Professional Knowledge relevant to the post	100	100
	Total	125 Questions	125 Marks

Qualifying Nature: The English Language section marks will be of a qualifying nature and will not be counted towards the main merit list.
Minimum Pass Percentage: General/EWS candidates require a minimum of 35% qualifying marks in each test section. SC/ST/OBC/PWD candidates receive a 5% relaxation (minimum 30%).
Penalty for Wrong Answers: There is a penalty of one-fourth (0.25) of the assigned marks for every incorrect answer. Unanswered questions attract no penalty.
Language Medium: The questions will be bilingual (English and Hindi), except for the English language paper.

How to Apply Online for Bank of India Credit Officers 2026

Visit the Bank of India official portal at www.bankofindia.bank.in.
Click on the “CAREER” link available on the portal homepage.
Select the link text “Recruitment of Credit Officers in GBO Stream Project No. 2026-27/01 Notice dated 01.06.2026” and click on “APPLY ONLINE”.
Choose the option “Click here for New Registration” and enter your Name, Contact details, and Email ID to generate your unique Provisional Registration Number and Password.
Fill in all the active fields, save the progress using the “Save & Next” option, and upload your passport-sized photograph, signature, left thumb impression, and handwritten declaration.
Verify all entered fields using the “Preview” tab before hitting the “COMPLETE REGISTRATION” option.
Click on the payment tab to submit your non-refundable application fees using digital modes and save a hard copy printout of the generated e-receipt and application form for tracking purposes.

Important Links

Links Details	Link Action
Apply Online	Click Here
Official Notification	Click Here
Short Notification	Click Here
Official Website	Click Here
WhatsApp Channel	Join Now
Telegram Channel	Join Now
Arattai Channel	Join Now
Home Page	Click Here

Source: Information is taken from the official notification released by the Bank of India.

Future Job Alert

Bank of India Credit Officers Recruitment 2026