Indian Overseas Bank Local Bank Officer (IOB LBO) Application 2026: Indian Overseas Bank (IOB), a leading Public Sector Bank with headquarters in Chennai, has published an official recruitment notification (Advt. No. HRDD/RECT/02/2026-27) for direct recruitment to the post of Local Bank Officer (LBO) in Junior Management Grade Scale-I (JMGS-I).
Online applications are invited from eligible graduates to fill 250 vacancies across Tamil Nadu, Karnataka, Maharashtra, and Gujarat. Candidates can submit their applications online through the official IOB portal.
Indian Overseas Bank Local Bank Officer 2026 Overview
| Job Attribute | Details |
| Bank Name | Indian Overseas Bank (IOB) |
| Advertisement Number | HRDD/RECT/02/2026-27 |
| Post Name | Local Bank Officer (LBO) |
| Scale / Grade | Junior Management Grade Scale-I (JMGS-I) |
| Total Vacancies | 250 Posts |
| Job Location | Applied State Only (Tamil Nadu, Karnataka, Maharashtra, Gujarat) |
| Application Mode | Online Only |
| Official Website | www.iob.in |
Important Dates for Indian Overseas Bank Local Bank Officer
- Official Notification Release Date: 07 August 2026
- Online Application Start Date: 08 August 2026
- Last Date to Apply Online: 24 August 2026
- Last Date for Fee Payment: 24 August 2026
- Online Examination Date: To be notified later on the official portal
Indian Overseas Bank Local Bank Officer Application Fee Details
- General / OBC / EWS Candidates: ₹850/- (inclusive of GST)
- SC / ST / PwBD Candidates: ₹175/- (Intimation charges only, inclusive of GST)
- Payment Mode: Online Mode Only via Debit Card, Credit Card, Internet Banking, or UPI. (Fee is non-refundable under any circumstances).
Indian Overseas Bank Local Bank Officer Age Limit and Relaxations
The Age will be calculated as of 1 August 2026
- Minimum Age Limit: 20 Years
- Maximum Upper Age Limit: 30 Years
- Age Calculator
Upper Age Relaxations:
- SC / ST Candidates: 5 Years (Up to 35 Years)
- OBC Candidates (Non-Creamy Layer): 3 Years (Up to 33 Years)
- Persons with Benchmark Disabilities (PwBD): 10 Years
- Persons Affected by 1984 Riots: 5 Years
- Ex-Servicemen / ECOs / SSCOs: 5 Years
Indian Overseas Bank Local Bank Officer Vacancy Details
A total of 250 posts are advertised across 4 states. (Note: Candidates can apply for one state only).
1. State-Wise Vacancy Breakdown
| State Name | Local Language | Total Vacancies |
| Tamil Nadu | Tamil | 100 |
| Karnataka | Kannada | 50 |
| Maharashtra | Marathi | 50 |
| Gujarat | Gujarati | 50 |
| Total Vacancies | 250 Posts |
2. Category-Wise Vacancy Breakdown
| Category Name | Total Vacancies |
| Unreserved (UR / General) | 94 |
| Other Backward Classes (OBC) | 80 |
| Scheduled Caste (SC) | 36 |
| Economically Weaker Section (EWS) | 22 |
| Scheduled Tribe (ST) | 18 |
| Total Vacancies | 250 Posts |
3. PwBD Horizontal Reservation Breakdown
| PwBD Sub-Category | Reserved Posts |
| Orthopedically Challenged (OC) | 05 |
| Intellectual Disability (ID) | 03 |
| Visually Impaired (VI) | 02 |
| Hearing Impaired (HI) | 02 |
Indian Overseas Bank Local Bank Officer Educational Qualification Criteria
- Basic Degree Requirement: Graduation (Degree) in any discipline from a University recognized by the Government of India or any equivalent qualification recognized by the Central Government.
- Marksheet / Certificate: Candidate must possess a valid degree certificate or marksheet proving graduation on or before the registration date.
- Local Language Proficiency: Candidates must be proficient in reading, writing, and speaking the local language of the applied state.
- LPT Exemption: Candidates who studied the local language in Class 10th or 12th standard are exempted from the Local Language Proficiency Test.
Indian Overseas Bank Local Bank Officer Salary & Service Bond Details
- Grade / Scale: Junior Management Grade Scale-I (JMGS-I)
- Pay Scale Band: ₹48,480 – ₹85,920/- per month
- Pay Scale Matrix: ₹48480-2000/7-62480-2340/2-67160-2680/7-85920
- Allowances: DA, HRA, CCA, and other perquisites admissible as per bank rules.
- Probation Period: 2 Years active service.
- Service Bond: Selected candidates must execute a Financial Service Indemnity Bond of ₹2,00,000/- for a minimum service period of 3 years.
- Posting Policy: Selected officers will be posted within the applied state for the first 12 years of service or up to promotion to SMGS-IV.
Indian Overseas Bank Local Bank Officer Selection Process & Exam Pattern
Selection is based on an Online Examination followed by a Language Proficiency Test (LPT) and Personal Interview:
1. Online Examination Pattern
| Test Section | Total Questions | Max Marks | Duration |
| Reasoning & Computer Aptitude | 30 | 60 | 60 Minutes |
| General / Economy / Banking Awareness | 40 | 40 | 30 Minutes |
| Data Analysis & Interpretation | 30 | 60 | 60 Minutes |
| English Language | 40 | 40 | 30 Minutes |
| TOTAL | 140 Questions | 200 Marks | 3 Hours (180 Minutes) |
- Negative Marking: 1/4th (0.25 marks) will be deducted for each incorrect answer.
- Qualifying Score: Minimum aggregate qualifying score in the online exam is 35% for Unreserved and 30% for Reserved categories.
2. Language Proficiency Test (LPT)
- Conducted for candidates who did not study the state’s local language in 10th or 12th standard. It is qualifying in nature.
3. Personal Interview (100 Marks)
- Minimum Interview Cut-Off: 50% for Unreserved and 45% for Reserved categories.
- Final Weightage: Online Exam and Interview marks will be combined in the ratio of 80:20 for the final merit list.
How to Apply Online for Indian Overseas Bank Local Bank Officer 2026
- Visit the official website of Indian Overseas Bank at www.iob.in.
- Navigate to the “Careers” page and select “Recruitment of Local Bank Officers – 2026-27”.
- Click on “Click here to Register Online” and enter your name, valid email ID, and mobile number.
- Fill in your personal information, educational qualifications, and state preference (apply for one state only).
- Upload required scanned documents:
- Recent passport photo (20 KB – 50 KB, white background)
- Signature (10 KB – 20 KB, black ink)
- Left Thumb Impression (20 KB – 50 KB)
- Handwritten Declaration (50 KB – 100 KB)
- Pay the application fee online using Net Banking, Debit/Credit Card, or UPI.
- Submit the form on or before 24 August 2026 and take a printout of the application form and e-receipt for future reference.
Important Links
| Links Details | Link Action |
| Apply Online | Click Here |
| Download Official Notification | Click Here |
| Official IOB Website | Click Here |
| WhatsApp Channel | Join Now |
| Telegram Channel | Join Now |
| Arattai Channel | Join Now |
| Home Page | Click Here |
Source: Information is taken from the official notification released by the Indian Overseas Bank (IOB).
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